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The strategy described in this book makes your money work for you despite what the stock market is doing. A big advantage for this strategy is that people do not have to lose sleep due to the ups and downs of the market. The primary objective is to generate a steady and increasing stream of income for and through retirement. The secondary objective is to grow the investments so there is an increasing sum of money for life's unexpected events and your heirs. The sample portfolio constructed with this strategy showed that a $500k investment from 12/03 to 12/13 distributed $260K while the portfolio value increased from $500K to $845K. Therefore, over ten years, a $500k portfolio generated a total value of $260K + $845K = $1.105M. Not bad for what is essentially a passive, low-risk portfolio!

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